Before you sign your severance
Got a severance offer? Don't sign until you've checked the fine print.
The first number is rarely the best one — and the parts that cost you are in the clauses, not the headline. A private, four-minute check surfaces what you'd be signing away before you sign it.
If you're 40 or older, federal law gives you a set time to review the agreement and seven days to change your mind after signing — we check whether yours actually grants them. Plus any unvested equity worth negotiating, and the red-flag clauses people sign without reading.
We never store your agreement. The optional scan reads it once to flag clauses, then discards it — so it's not sitting in a database, and you're not pasting it into public ChatGPT.
No card. Your agreement is never stored — the optional scan reads it once and discards it.
Already signed? Plan your runway — free →Already signed? Start here.
How long does your severance really last?
See how many months your payout buys, the date your cash gets tight, and your 0–100 survivability score — calculated in your browser. No account.
Survivability score
Solid runway
Example: $18k severance + $8k savings, $6k/mo expenses. Enter your own numbers on the left to see yours.
Runway (conservative – baseline)
3.4 months – 4.3 months
Net monthly burn
$6,000/mo
Enter your numbers to see your runway — free.
Your months of runway, run-out date, and survivability score — instantly, in your browser, no account. When you're ready to act on the number, the Severance Action Plan ($99, one-time) tells you what to do about it:
- A read of your agreement — including your 40+ waiver.
- Where your offer actually stands.
- The number to ask for.
Earns its $99 or a full refund within 7 days — keep your results either way.
Built on public BLS job-tenure, DOL / state unemployment, and IRS supplemental-wage data. Educational planning tool — not financial advice.
How it works
- 01
You answer a few questions
Your offer, your tenure, whether you're 40 or older, whether you hold equity. About two minutes. Nothing stored.
- 02
You see where your offer actually stands
Benchmarked against the norm for your role and tenure — with your 40+ review-and-revocation clock if it applies, and a 0–100 survivability score on your runway. Free, in your browser. No account.
- 03
You get the plan that strengthens your position
The number to counter for, the email to send, a read of your agreement, and a runway plan to your run-out date. That part is $99.
Why this exists
The first number HR gives you is rarely their best one — and almost nobody pushes back, because no one tells you what to say or what your offer should even be. So we built the thing that does the math and hands you the words. It's what we wish people had the week they were let go.
The full Severance Action Plan
A single hour with an employment attorney runs around $700 — and they'll ask you to gather most of this first anyway. Here it is, done, for $99. We never store your agreement — the scan reads it once and discards it.
A read of your agreement — including your 40+ waiver.
The clauses people sign without reading — non-compete, release scope — and, if you're 40 or older, whether the agreement actually grants the review and 7-day revocation windows the law requires.
Where your offer actually stands.
Your severance benchmarked against the norm for your role and tenure — so you know if the first number was low.
The number to ask for.
A specific counter-offer range. Not "negotiate" — an actual range to put in the email.
The email, already written.
A ready-to-send counter. You add your details and send it.
A runway plan to your run-out date.
A month-by-month spend-down to your run-out date, and which costs to cut first.
The whole thing as a PDF.
Yours to keep, share with a spouse, or hand to a lawyer.
It earns its $99 or you don't keep it.
If the plan doesn't show you at least one concrete way to extend your runway or strengthen your position, email us within 7 days for a full refund. Keep the PDF either way.
Where these numbers come from
The benchmark and your survivability score are computed from public, primary sources via our Severance Position Method — not made up. You can check the math:
- BLS — unemployment duration & job tenure →
- DOL — COBRA continuation coverage →
- HealthCare.gov — ACA marketplace costs →
- IRS — supplemental wage withholding →
One honest thing: this isn't legal advice, and we're not your lawyer. It's a benchmark, a script, and a checklist you can act on today — or hand to an attorney so you're not paying them to gather what you already have.
Laid off from a company we cover? See what to check in your offer before you sign →
This is an educational benchmark, not legal advice. Using it does not create an attorney-client relationship. For advice about your specific situation, consult a licensed employment attorney in your state.